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Games

Online Gambling Is Born Again By Justice Department Ruling

The US Department of Justice has ruled that all forms of online gambling are not illegal according to the Wire Act of 1961. The new decision states that the Wire Act only focuses on sports betting and not casino or poker offerings. This new position brings the probability of individual states or a group of states banding together to allow online gambling in their states. It also opens up possibilities in the Industry that have not been available in a long time.

First, the states have the possibility to bring in a lot of tax revenue and some job creation based on online gambling. States that have gambling or Indian Gaming in there state should clearly be interested in pursuing intrastate online gambling. They have a lot to gain and the possibility to balance their budgets. The question is how they will go about it.

Will they treat it like a state run lottery. Many states already have this is place. Some of the aspects of the lottery can apply to online gambling, but not much. The states would have to obtain the software, secure it, promote it and run it. They also have to regulate the payout and number generators. Not to mention, stop cheaters and provide funding for both deposits and withdrawals. The point to this is that states will be hard pressed to setup and run an operation like this. So many states would have to look at other options.

One of the options is Indian Gaming. They have many gambling establishments and probably are better suited to move in the online direction. They do have many of the same hurdles as the states and more challenges in the funding departments. Quite frankly online gambling could very much diminish their gambling profits from their brick and mortar 온라인 카지노 사이트. Something they have a monopoly on for the most part. For this reason it is possible they may fight online gambling rather than participate in it.

The next logical option is the current gambling establishments. In Nevada, many have already applied for licenses for online gambling. They seem to moving in the direction of providing online gaming to Nevada. Just how far are they is uncertain, but they have the resources, the will, and motivation to make it work. They too are in jeopardy of losing revenues to online gambling. They are far more likely to participate than to fight it. They have proven they want to participate and are moving in the direction already.

The last option is current online gambling establishments. They already have the software, are currently operating, and have the funding options already in place. This positions them in the driver’s seat and gives them a potential inside track. Like the others mentioned above, they have some issues to overcome. First they are not located in the US at all. This poses a lot of problems since this is a states only initiative and they do not want to violate the Wire Act in any way. So these companies would have to set up shop in the state and operate a version of their software just for the state. Something they could pretty easily do.

The ruling obviously opens up a lot of interesting possibilities, but which option is right will be determined at a later time if at all. The term US poker sites and US casino sites may be a thing of the past and replaced with state poker sites and state casino sites. Would it not be weird to Google search for Nevada online poker sites or New York online casinos.

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Games

Playing the Lottery Offline Vs Online – Which Is the Best?

Winning the lottery is something that many people dream of but very few live to experience. Now, I am not talking about a small lottery win here and there, no, I am talking about the big massive jackpot lottery win in one of the most popular lotteries, such as Powerball or Euromillions. These days it has become to clear to me that, as more and more people start to play lotteries online, it is truly worth it to buy a few tickets in the bigger lotteries now and then, especially when the jackpot has not been released for a while. Yes, I know the chances of winning the big jackpot prizes are microscopical, however, to me it is the thrill of excitement and the daydream of striking it big that attracts me. All this to a very low price too – a few lottery tickets only sums up to a couple of dollars.

I was not interested in playing lotteries at all before it became possible to buy data sgp tickets online. Why you might ask? Well, before I could only participate in the lotteries that were available in my own country. This felt a bit limiting as, like I said, I especially enjoy playing at high jackpot lotteries, and most of them were located abroad. Of course our own National Lottery had a pretty nice prize table as well, but the possible winnings were nothing near what you would expect when considering the winning amounts at the largest international lotteries.

Buying lottery tickets in my home town usually involved standing in line at a grocery store and physically buying the lottery ticket at the counter. The lottery ticket itself was a piece of paper that you could easily lose if it fell out of your pocket on the bus towards home! Not that this did happen very often, still it could sometimes feel a bit concerning that a useless piece of paper that easily could be forgotten somewhere could secure your financial future forever.

Today, everything is different. Yes, there are still many people who like to purchase the actual lottery tickets themselves and then watch the lottery draw on TV. For me, I don´t have time for that. I purchase all of my lottery tickets online using only trusted “lottery brokers”! Lottery brokers are simply companies that sell valid and official lottery tickets online through their websites. These companies or websites usually can offer the possibility of buying lottery tickets in international lotteries since they have a local agency in the country where the lottery in question is hosted. To me this is the perfect solution, as I now can play in almost any worldwide lottery available, as well as choosing only to play at those lotteries that currently has the biggest accumulated jackpot!

There are also some other key benefits of playing lotteries online using the method I’ve just described. Probably the most important one of them is in regard to safety. There is never a chance that I will lose the lottery ticket again, as the company – the lottery broker – from whom I’ve made the purchase, will store my tickets and keep track of any winnings without me having to lift a finger! This is probably one of the greatest benefits of playing lotteries online – the diversity of playing options and safety.

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Games

Three Things to Check When Choosing a Casino Online

If you are interested in playing some great poker games without having to leave your home, you can always consider having a great time in an online casino. You can find several sites where you can play your favorite games to win some quick cash. However, it is worth mentioning that you should take some time before choosing a specific casino online. Not all these sites are suitable for you; in fact, some of them are nothing more than a fraud.

The fact that there are well over 2,000 ป๊อกเด้งออนไลน์ makes it a tad difficult to select the right one. The margin for error is little, but, you can’t afford to make a mistake because choosing a casino online is not like buying some groceries at grocery store, but more like buying a new car. The losses you incur can be huge, which is the reason why you should be careful when making a choice. Luckily, there are a few important points that will help you find the right casino online.

1. The most important thing to consider is the type of casino. This is where you first need to determine what type of gaming you want to play. Some players are interested only in playing blackjack, while others are interested in playing a wide selection of all games. Once you determine your needs and know your preferences, it will become much easier to select the right casino.

2. It’s also important that you don’t proceed with the real play until you learn more about the reputation of a casino. Reputability check is crucial because it helps you find out if you are on an authentic site or not. To make the right decision, you need to do some research online. You can find some review sites where you can read all the pros and cons of playing at a particular online casino. Spend some time reading these reviews. You should also check some forums and other sites where users/players leave their feedback after testing a particular platform. Since they have the first-hand experience of using a site, they will help you in deciding whether you need to choose that particular casino or look for another one.

3. Another important consideration is to check if a site is a recognized software provider or not. Basically, it’s the software that helps you play games online. It means the quality of the software providers will have a great impact on the gaming experience you get on a site. Therefore, it is recommended to opt for a site that has software from big software providers, such as Playtech, Microgaming, Cryptologic, etc. As these companies come with years of experience, you can expect them to produce high quality software for unforgettable gaming experience.

The fact of the matter is that though you will have a great time playing in online casinos, it is important that you don’t make a hasty decision when it comes to choosing casinos online. Just pay attention to the above mentioned points and you will be able to make the right choice.

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Games

European Central Bank

Is Now The Right Time To Invest In Europe?

In 2012 European Central Bank president Mario Draghi promised “to do whatever it takes” to maintain the Euro. The actions taken by the European Central Bank to shore up failing banks in troubled European economies appears to have born fruit. For the first time since 2011 the European Union is showing positive economic growth. This has attracted a large amounts of capital to region betting that the European economy may finally be recovering.

European Stocks Are Relatively Inexpensive According To Earnings

According to Citibank the typical mariobet giriş cap stock has a price / ratio of about 12. That compares to about 18.4 for the S&P 500. In the past P/E ratios for the two economies have been relatively close, so the wide gap is interesting to note. It reflects concerns about the economic prospects and the stability of the Euro. But, it could also signal that Europe has not reached the same stage of recovery as the American economy. That may mean that European stocks represent a bargain opportunity to buy.

Another factor to consider is that many European companies are conducting much of their business abroad. This means that they may be being unfairly valued simply because their headquarters is located in Europe. European companies with a strong export focus and operations in Asia and the Americas may be a good investment even if the nascent economic recovery in Europe stalls.

GDP Growth On The Rise Once Again | European Central Bank

In the second quarter of 2011 GDP in the Eurozone started to grow for the first time since 2011. GDP growth for the quarter was 0.3%. Even the troubled economy of Portugal posted growth rates of 1.1%. Not all of the news was good however. Struggling economies such as Spain, Greece and Italy contracted, though by less than in the first quarter of the year. In Germany average wages recently increased by 5-6%. Those are significant gains which should translate to improved consumer spending in the region. Even Spain showed some signs of improvement. In the second quarter Spain saw a rise of 6% in exports.

The Success Of The Bailouts

Much of the credit for the economic recovery is being attributed to the bailouts. European authorities and banks have pledged that they will provide whatever funds are necessary to support struggling economy’s banks. They have also bought government bonds of those countries to prevent complete financial free fall. Because this strategy is seen as being successful it is starting to improve confidence in the region.

Europe Looks Unlikely To Split

Germany and other leading European counties seem committed to maintaining the union. It is worth noting that Europe does not face another major political election until 2017. This suggests that there may be no significant political surprises for the next few years. That stability could help the larger nations in Europe to shore up the financial stability of the region.

Consider Financial Stocks

Financial stocks are often an excellent way to invest in a growing economy. Increased consumer and business lending has driven financial stocks in Europe higher and this trend is expected to continue next year. UK bank Loyd’s has outperformed the S&P 500 this year, and financial company’s like Credit Suisse and UBS have also done very well.

Risks And Potential Rewards | European Central Bank

While Europe has a whole seems to be showing definite signs of recovering there are some serious problems that investors need to be aware of before investing in the region. The unemployment rate in Spain stands at an astounding 26.9%, Greece is similarly high at 26.8%. These are signs of massive structural economic problems which won’t be resolved simply with bank bailouts.

Even ECB Mario Draghi has described the recovery as “weak, fragile, as uneven”. The ECB cites a number of different reasons why they may need to consider cutting interest rates including a strong Euro exchange rate, low inflation and weak lending to households and businesses. These threats have led the ECB to keep interest rates at a low of 0.5%.

 

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Games

How to Win Big Playing Gambling Games Online

Online gambling is a fun and convenient alternative to live casino gambling that has taken the Internet by storm in recent years. As gambling enthusiasts are discovering that they can play their favorite casino games 24/7 from the comfort of home, more and more people are signing up to play on online casinos. Gambling games can be a lot of fun to play. However, if you really want to succeed in online casinos you need to keep a few things in mind.

The first thing that you need to know in order to succeed in the world of Internet gambling is that online casinos work on the principal that the house has the advantage over the players. After all, if people won all the time the casinos wouldn’t have any money left to stay in business! However, the more that you play online casino games the more you will get used to the way different online casinos work and what you have to do in order to win.

As you play Internet mega888 games you will also notice that different games require different skills and strategies. Many people think that the outcome of online casino games is based on nothing more than luck but the truth is that the true outcome of many casino games is based on knowledge and strategy. For instance, in gambling card games such as poker and blackjack you can study up on odds and starting hands in order to know how to play like a winner. Learning different probabilities for different games can help you to greatly increase your odds of winning big in online casino games.

You should also remember that in gambling online it is always better to quit when you are ahead. Casinos work on the assumption that even if you win you will keep playing and spend away all of your winnings. It is a horrible feeling to end a winning streak with a huge loss in which you lose everything you’ve won, plus more. Therefore, you need to know how to resist the urge and stop playing.

If you need more help you can find a huge number of articles about strategy for any online casino game you can think of. Learn about odds, betting, game rules and more before you start betting in a casino online and you will be full of self-confidence and ready to win!

Once you know how to win you are ready to start playing. Starting to play online casino games is easy. All you have to do is choose a site that offers your favorite casino games and download their online casino software. If you want to play for money you’ll have to make a deposit and then you are ready to start playing! And remember-keep an eye out for ways to beat the house edge, work on your strategy and quit when you’re ahead! Practice these simple tricks and you are sure to win big in the world of gambling online!

 

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Games

Introduction to Slots

Slots are one of the most popular casino games that offer more payouts compared to the other casino games of roulette, blackjack, poker etc. A slot machine is often referred to as a fruit machine or a poker machine. Sometimes a slot machine is also termed as a one-armed bandit. Charles Fey first invented the one-armed bandit in 1887 in San Francisco, USA. Initially he designed the machine with three spinning reels and five symbols comprising diamonds, hearts, spades, horseshoes and a liberty bell.

Later many improvements were made to Fey’s machine. In 1996 the WMS Industries Inc developed the first video slot machine, which gave the facility of winning an additional payout. Instead of the usual three spinning reels, an online video slot comprises five reels. Unlike the three reel versions, which offer only one payline, an online video slot can offer as many as nine paylines. These can also have several other symbols such as wild symbols, multipliers and scatter symbols. Most popular themes used in online video pgslot are Easter Slots, Halloween Slots, Tomb Raider, Christmas Slots, Hitman etc.

A slot machine has a random number generator that constantly generates numbers. The numbers are automatically generated even when the machine is not in use. As soon as you start playing the machine displays the most recent numbers that would determine the result of the game.

Slots games have been an all time popular game to casino goers. With the introduction of online slots casinos it has become easier. Some such casinos encourage players to play on the website for which you do not have to download anything. There are some online casino sites where you need to download the game software on your computer to participate in it.

As a beginner you can play these casino games just for fun online. As you hone your gambling skills and gain confidence you can try out real money games. Initially it can be a bit confusing deciding the right casino for you. Websites with slots reviews will feature games with the highest payouts and the best online videos. If you are depositing real money to your player’s account then it is always better to go for online slots with highest payout. While playing online video slots choose an authentic site and also check the payouts. At some casinos you will be encouraged to take the risk of doubling or quadrupling the whole amount.

Bonuses in a slots game generally depend on the game you have chosen to play. They are issued when a winning combination demonstrates a set of symbols. Sometimes bonuses in a game are given as a session of free spins. In some rounds, a player may be asked to choose an item from a number of options displayed on the screen. The bonus amount is rewarded as soon as the player makes their selection.

 

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Games

Clamour For Free Slots Among Online Casino Gamblers

Nothing defines playing online slots in web-based gambling sites better than to use the words fun and extremely entertaining. A lot of casino games are easy to accomplish. In fact, there are some games that only require you to do the simplest things like spinning a wheel and you will be surprised how these very simple tasks could already give astounding prizes and cash. To make things much better, you can even experience all these thrills without having to pay a single cent. Needless to say these free games are enough to lure a lot of players to play in these casinos together with the seemingly limitless options that casino sites offer.

The reason why a lot of players prefer to play free slots is because of its nature – a game that relies a lot on chance and luck. Since many people prefer to play in these slots, casinos make it a point that they meet the demand of the players. That is why you can see so many slots that offer equally enticing games.

If you are afraid to lose all your lifetime’s savings, then worry no more as these casinos do not expect you to do so. With proper budgeting and self control you can easily just spend the amount that you have the liberty to give away. Thus, you spend little time worrying about whether you are going to win or lose and just dedicate your attention to enjoying the experience of playing since many casinos offer games that can be played for free.

Pure fun and amusing excitement

Aside from being free, situs judi slot online terbaik  also offer a lot of options that you can choose from depending on what you like similar to how you can choose among a lot of roulette systems. The games are designed so well especially with state of the art graphics designs which help the whole game package give a more realistic feel to the players.

If you were in a land based casino, you would not be able to have these many options. One of the many edges that online gambling sites offer is the availability of free slots which helped in establishing the name of online gambling among gamblers. Another advantage that online casino has is the convenience they offer to players as they do not have to go out of the house just to enjoy their favourite free slots and other casino games.

Players can choose among available free slots online and slots that are only available for certain time duration. Even seasoned gamblers can enjoy playing these free slots as there are those that are designed to fit the needs of the more expert players. In the same way, newbie players can also find free slots appropriate for their levels that would surely satisfy their need for excitement. Inexperienced players can use this avenue to help them get started with gambling because these free slots are very ideal in helping them develop their skills in betting and test how good their lucks are before they try out the real thing and start betting with real money.

 

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Games

Winning Slot Machine Strategies

The gaming machines are types of gear which are enacted by embeddings a coin and will have a handle to turn the reels. The coin antenna of the gaming machine gets enacted once you embed the coin and prepare for playing. The machine apportions the installment once the game is finished. These gambling machines have gone through a few alterations to suit the expanded need of the machine. The machine is named contrastingly in various nations however the system stays as before. A few of the games include images in mixes which are shown on the machine. On the off chance that one is fortunate to coordinate with this blend of images, the machine discharges money or I the type of more games to play. The machines have three to five reels and have one hand. As of late the machine has gone through numerous progressions and the new machine has both the highlights of the video machine just as the old rendition. The primary qualification between the reel machine and the video machine is in regards to the computation of payouts. In the reel machines the greatest coins are to be played to win the big stake. The gambling machines which are put in a few club today allows the players to take the triumphant sum regarding credits just which thus is spent by the player for resulting games. There are additionally multi category gambling machines wherein one can choose the bet sum from the different choices accessible in the machine. The machine gives the data on the credits because of the major part in lieu of the cash put in. This dodges the player to discover a group explicit slot pp machine and the player simply needed to set the section he expects to pick. You must know that the gambling machine is constrained by the irregular number produced electronically. The irregular number moves the final product in the game ordinarily in a second.

Step by step instructions to win in Slot

It is a deception that triumphant at opening is rare. There are no insider facts to your triumphant at gambling machines, however you can follow certain tips which would be useful to you in playing the game and anticipate an extensive dominating at space matches and at the equivalent diminish your opportunity of losing the game. You must know that the gaming machines is constrained by the irregular number created electronically. The irregular number moves the final product in the game ordinarily in a second. Study cautiously the compensation table. You should know the quantity of coins you need to play to hit the bonanza, since, in such a case that you play a couple of coins, the odds are less for you to get a decent return. Keep away from keep on playing on the off chance that you get at least two succeeding at openings, since no one knows when the machine will betray you. You need to settle on the sum with which you will play and stick to it and you need to end the game if your spending plan is finished. Select a gambling machine according to the cash accessible to you and do the wagering as needs be. These tips can help you in improving your opportunity of dominating at opening matches. In the event that you can’t succeeding at spaces, it will be awful day for you.

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Games

10 Top Tips To Succeed At Online Casinos

1. Choosing a casino with low wagering requirements will take less time and lower the risk. It is essential that you check out the ‘terms and conditions’ of any bonus offer by clicking through to the casinos promotion page and then the ‘terms and conditions’ page. The important parts to note here are the WAGERING REQUIREMENTS and the EXCLUDED GAMES (normally roulette). Though the bonus list is generally kept up-to-date, it is still very important that you check yourself. Generally the terms will say something along the lines of ”the deposit and bonus must be wagered X times before withdrawal”. If is says 5 times for instance and the offer is ‘deposit 50 get 50 free’, then this means that 500 must be wagered before you withdraw.

2. Choose between the download and the no-download (sometimes called flash or java) versions. Over a 56k standard modem a download will take around 25 minutes and about 2 minutes on a broadband connection. ‘No-download’ 온라인 도박 사이트  should load up pretty quickly although the game-play is often slower. If you choose to download then remember where you’ve saved the file and when it has finished double click on it and choose to save it to the directory it suggests. If you are using an Apple Mac it’s quite likely that you will only be able to play the no-download (flash/java) versions.

3. Register a ‘play for real’ or ‘real money account’. Remember to fill out all the correct details and the address where your credit/debit card is registered to. If you are offered a choice of £ or $ play, and if the bonus offer is the same for both (which is usually the case), it is advisable to pick £ (GBP) if you have a sterling bank account- there are unlikely to be any transaction fees and the bonus will be worth over 50% more. Make sure you make note of your account name/number. The software will run slightly quicker if you have a broadband or network internet connection and ALWAYS remember to turn the sound off from the options menu as this significantly speeds up play. If you have downloaded the software, it is also advisable to change the video options (generally in the options menu) to either ‘run in window’ or ‘standard resolution’ to improve the speed and the graphics.

4. Find out how to claim the promotion. With ‘Boss media’, ‘Real Time Gaming’ and ‘Playtech’ software, the bonuses are generally automatically added upon deposit. With ‘Microgaming’ software, you often have to fill out a claim form found on the website and enter in your user name and a promotion code. Occasionally these may take up to 24 hours to be credited. DO NOT start playing before the bonus has been credited because this will not count towards your required wagering amount.

5. You should always try and keep a rough track of how much you have wagered. There is often a facility to check how much you’ve bet* and they will always tell you if you email their support address. How long the wagering on an offer takes depends a great deal on the software and the stake per hand used and how well you know the tables.
*For Microgaming use playcheck (only updated every hour or so), for Cryptologic use the log viewer (always up to date) and for Playtech look at loyalty points in the cashier screen (generally converted at the rate of $10=1 point – so easy to see your total bets). Other software types often have play history viewers.

6. If you’re losing, stop for a while, close down the casino and then come back. NEVER double your stakes to try and claw back losses. This is the quickest way to lose your money. Play with whatever stakes you feel comfortable with, but I would suggest you go for $1 or $2 at first – if this is available. It may take longer but it makes the chance of a loss much less.

7. Once you’ve completed the wagering requirements you are free to stop and withdraw. If you have not kept an accurate tally of your wagers, email support and ask whether you have completed their wagering requirement – they will generally reply very quickly. Go to cashier/bank section and cash in the full balance. DO resist the temptation to chase that next win. Note down the withdrawal codes and exactly your withdrawal amount. This is essential to tell on your credit card statement who has paid you and where the cheques in the post have come from.

8. DON’T try and register and claim a bonus with the same casino twice. They will know your IP address and could deny you your winnings. Some casinos may also prevent more than one account per household being opened. Check in the terms and conditions if this may be a problem.

9. Cash all foreign cheques in bundles. Often casinos will pay back the winnings by cheque (with the original deposit being refunded to the credit card). Do not pay them in one by one as the majority of banks charge a set fee regardless of the amount of cheques cashed. BY FAR the easiest way of dealing with casino deposits and withdrawals is through NETELLER which works a bit like an American bank account. Occasionally as part of a security check, online casinos may ask for some verification documentation, usually a statement showing the address and a drivers license/ID card or passport. It is a good idea to scan these in to your computer and have them saved in your email account (email them to yourself) to speed up proceedings.

10. Keep an excel spreadsheet log of all the casinos you’ve completed, their bonus and minimum wagering requirements, deposit amounts, and how much you’ve won/lost. Keeping accurate records will speed up your payout process and keep you from getting casinos mixed up. Make sure you add up all your winnings too! The only way to beat the online casinos is by taking advantage of their bonus offers. Since you start ahead, the goal should be to stay ahead.

 

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Games

Casino Bonuses Online

We all know that when you’re looking for an online casino the primary concern is haste. No one likes searching the internet for hours on end trying to locate the perfect casino. Instead, we have a tendency to simply go to Google, do a casino search and click on and sign up for the first casino that pops up. But this probably is not the best strategy to use.

As casino goers we are not just concerned with playing a game, we are also concerned with winning; which means beating some extra money out of the casinos. The problem here is that variations between casino payout percentages are extremely subtle. Finding that single casino that offers an advantage above the rest in payout percentages may take you hours, possibly even days! But there is one important variable with respect to online casinos that is much easier to search for, I’m talking about bonuses offered.

Bonuses fluctuate a lot. 에볼루션카지노  might offer a ten percent deposit bonus and another might offer 100%, while another might offer no deposit bonus at all. The thing to remember about the bonuses is that they have a huge impact on the chances a player has of leaving a casino with winnings at the end of the day. Bonuses give you a shortcut around having to search for the casino with the highest payout percentages by giving you free money to play with. This free money expands your chances of winning by allowing you to spend more time playing at the house. If you’re playing slots, the bonuses allow you to spin the reels 100% more times if you’ve received a 100% deposit bonus. And if you’re playing blackjack you’d have 100% more hands to play.

This extension of your play time that bonuses give you is actually more important to your chances of winning than payout percentages. Bonuses become particularly important when you’re playing progressive games. As you probably know, progressive games increase the value of their jackpot the longer they are played. And moreover, the longer you’re able to play the higher your chances will be of hitting the progressive jackpot.

Simply put, the higher the bonuses are the higher your chances are of signing out of the online casino with more money deposited into your bank account than when you signed in. Now, this is the most important thing to remember about the bonuses – they are easy to search for. Instead of spending hours searching for the casino with the best payouts, search for the best bonus promotions instead. You will find that your search will be much faster. In fact, all you have to do is type in online casino and the bonus percentage you’re looking for and you’ll probably find one that fits your tastes.

It is also important to remember though that the bonuses aren’t everything when it comes to winning. Payout percentages and gaming skills are critical as well, and it wouldn’t do to spend the rest of your casino going days concerning yourself only with bonuses. If you did your skill would never improve and you’d never find those special casinos with amazing payout percentages. Searching for high bonuses is only a quick solution when you need to find a casino fast and you don’t have time to go searching for payout percentages. When I’m in a pinch for time I search for gambling house with the best bonuses, but when I have an afternoon on the weekend, I invest a few hours in tracking down a casino with good payouts, and if possible, good bonuses as well.